500k is life changing money

500k is life changing money

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  1. 4 weeks ago
    Anonymous

    If you have a shitty life.

    • 4 weeks ago
      Anonymous

      true for 95% of people

      if you live in the ghetto yes

      demoralization

    • 4 weeks ago
      Anonymous

      if you live in the ghetto yes

      He said life changing, not that it’s make it money. Also, 500k can easily turn into make it money.

      • 4 weeks ago
        Anonymous

        By that logic literally any amount of money is life changing money

        • 4 weeks ago
          Anonymous

          500k is enough that can just dump it in boomer etfs and you'll make it in a decade, you don't need to gamble with shitcoins at that point

    • 4 weeks ago
      Anonymous

      >If you have a shitty life
      * spends all day every day alone, pooosting on this childrens cartoon forum

    • 4 weeks ago
      Anonymous

      You’re on IQfy pal, guess what you have?

  2. 4 weeks ago
    Anonymous

    if you live in the ghetto yes

    • 4 weeks ago
      Anonymous

      500 without k is life-changing money for most americans. Stop listening to LARPers.

      If you have a shitty life.

      • 4 weeks ago
        Anonymous

        jesus. I feel like a failure with a measly 200k

      • 4 weeks ago
        Anonymous

        >this is the paycheck to paycheck I was talking to you about

        • 4 weeks ago
          Anonymous

          >18k to charity
          This is completely made up shit. Nobody living paycheck to paycheck is doing this, who made this?

          • 4 weeks ago
            Anonymous

            You would be surprised to know that being broke is 90% a personality issue. Do you know how many millionaire athletes, artists, and lottery winners end up bankrupt?

  3. 4 weeks ago
    Anonymous

    Correct.

  4. 4 weeks ago
    Anonymous

    true for 90%+ of people

  5. 4 weeks ago
    Anonymous

    it is even if you live on the nicest side of town, in the nicest state, in the nicest country. Anyone who says otherwise is a demoralizing israelite who fricks kids. simple as.

    • 4 weeks ago
      Anonymous

      nah, my dad just worked his whole life neglecting his family leaving my mom to become an abusive alcoholic and leaving me with a ton of damage
      but my alcoholic mom died at 50 from heart failure (covid vaccine) and my dad is 82
      im set to inherit a +$10 million estate
      so $500k simply isn't life changing money for me.

      but most people aren't in my situation.
      i'd gladly swap for having had a functional happy family.
      but better to all things equal, better to have money than not have it no doubt

      • 4 weeks ago
        Anonymous

        "i'd gladly swap it" lucky homosexual, you dont realize how good you have it even with the dysfunctional family

      • 4 weeks ago
        Anonymous

        My dad has been working his entire life yet he lives in an apartment and only has about $50k in his name. Pretty fricking sad. He got wiped out in 2 divorces though. I really don't want to end up like him, it's scary, but on the other hand I realize I'm not going to make it and trying to spend my entire life steeling myself for the inevitable moment when I end my own life.

      • 4 weeks ago
        Anonymous

        A functional happy family would have left you a $10 mil estate regardless. You don't know how good normaloids actually have it.

      • 4 weeks ago
        Anonymous

        Bet that 500k was life changing money when you wanted to leave that house, homosexual.
        Checkmate, homo.
        Queer.

      • 4 weeks ago
        Anonymous

        Ok now try having a dysfunctional family that’s broke….

      • 4 weeks ago
        Anonymous

        At least you don't have a fricked up family that is also saddled with debt that'll follow them to the grave.

  6. 4 weeks ago
    Anonymous

    I'm not an Amazon worker anon. I spent the day writing 9 lines of code and the rest shitposting. And get paid a fat six figures to do it.

    Should have learned to code anon.

    • 4 weeks ago
      Anonymous

      $500k is life changing money for people who make low six figures a year

    • 4 weeks ago
      Anonymous

      is your company hiring?
      mine laid everyone off.

    • 4 weeks ago
      Anonymous

      would you rec learning to code to someone with a BA? Not sure I want to entirely switch fields, but I sort of want to have that option, as I think it would open up more higher paying jobs. Wouldn't know where to begin, wouldn't want to get an entire BS degree. I'm 38 and there aren't lots of high paying jobs in my field.
      and what other hard skills do you need to do coding professionally?

  7. 4 weeks ago
    Anonymous

    Stick it into a fund and let it sit for 10-15 years and you will be retiring, so it sure is

    • 4 weeks ago
      Anonymous

      Stick it in sp500 and yeah you'll make it in a decade or two

  8. 4 weeks ago
    Anonymous

    It's enough to buy a small boat you can live on. Or retire in a third world country.

    • 4 weeks ago
      Anonymous

      If you think like fire you can reture most good countries but not in capital and not the nicest home.
      100k buys you somekind ok home from most places and 400k*,05 is 20k. That will pay for food and housing if you own your home. Ofc not in US, but US is bad place anyways.

  9. 4 weeks ago
    Anonymous

    Yes for the one who has nothing.
    Also for someone who needs 500k to pass the line of making it.
    If i got 500k now it would be hard for me yo actually quit my job and shit, but i could.
    I need like 600-700k yo actually make it so 500k would be hell. So close yet so far.

    • 4 weeks ago
      Anonymous

      $500k is life changing money for people who make low six figures a year

      People who make $200k/year, don't have $200k/year to save. 95% of people encounter lifestyle inflation as they climb the income ladder and are essentially just as "wealth poor." It would take them a very long time to save/invest up to that $500k with what they have to spare, therefore getting $500k just dumped on your lap to set away to appreciate would be quite life changing, nest egg is essentially secured.

      • 4 weeks ago
        Anonymous

        Yeah this is what other anons don't get. It's not that you can save up to 500k on high income, you can. It's that having the 500k at once gives you tons of time for compounding interest that you wouldn't otherwise have. If you have 200k at 18 you have literally made it, early retirement is guaranteed even if you don't invest another cent.

      • 4 weeks ago
        Anonymous

        For me it would not change anything but the time required to make it.
        If i make it with crypto that might not change time neather because cycles are so short and i might just make it in cycle no.5 anyways.

        I plan to make it then work for few years spending my income to build a house slowly paying everything from the salary while living off dividents and yealds. When my house is done i will quit my job.
        I just think i might never quit as i want more and more while spending next to nothing.

    • 4 weeks ago
      Anonymous

      this person is totally correct although they clearly haven't found any great financial success if they believe that 500k is life changing money you see this is how far most people get in life but i'm different because i am a spurdo chad i don't conform to the traditional notion of success because i am already successful while others struggle to save a small amount i am investing in my future and i know that when my $spurdo token hits 50$ i will be driving a spurdo limousine straight into your wife

  10. 4 weeks ago
    Anonymous

    and I had it, and lost it all.

  11. 4 weeks ago
    Anonymous

    $500k can mean that you no longer have to worry about savings/retirement accounts. It essentially frees up that portion of your budget every month in perpetuity.

    You could also buy a house, and then just pay property taxes/insurance/maintenance every month. Again, that rent/mortgage payment portion of your monthly budget is now available to be allocated elsewhere.

    You could throw it into bonds at 5% and let the $2k/mo cover your rent, utilities and groceries.

    So yeah it definitely would relieve some pressure and give you a solid backstop, but your life doesn't actually change that much from $500k unless you are in a very LCOL area or already have significant assets.

    Personally, I have about $1.2M in other assets right now - but I'm renting. If I was gifted $500k I'd buy a house cash and then the income from my other assets would be sufficient for me to live on. For me, since I've already done well, it would be life changing.

    • 4 weeks ago
      Anonymous

      $500k is not "making it" immediately but it gives you all you need to make it in the future

  12. 4 weeks ago
    Anonymous

    it certainly is in Europe
    in the US it depends on your location

    • 4 weeks ago
      Anonymous

      Europe has the richest countries in the world
      your comment makes non sense

  13. 4 weeks ago
    Anonymous

    it is if you had i 20 years ago

  14. 4 weeks ago
    Anonymous

    Yes moron that shaves decades off wage slaving

  15. 4 weeks ago
    Anonymous

    unless you're making that amount online while living on another country where everything is cheap as shit KEK
    the time i spent on sudamerica, even if sometimes it felt like walking into a monkey den it was one of the few times in my life i ever felt like a rich man
    hopefully i can make a x3 soon on dextools so i can get enough to live for a month in Buenos Aires or Florianopolis this summer

  16. 4 weeks ago
    Anonymous

    It's really not, unless your life is very short. I just recently exceeded $500k in my 401k at work. If that money disappeared or doubled nothing about my life would change at all. If you only had 5 years to live $500k could make an enormous difference to the quality of your life over those years. But if you're in your 20s, 30s, or even 40s, $500k one way or the other is not going to meaningfully impact the trajectory of your life.

    • 4 weeks ago
      Anonymous

      it is
      you just have lost contact with reality

    • 4 weeks ago
      Anonymous

      Absolutely and incredibly wrong. 500k in just about any stage of your life can change the trajectory of your life. 500k affords you the ability to build something for yourself or make something of yourself comfortably. Even 100k of usable money on tap is plenty to eliminate petty worries like “will I have enough money for rent/mortgage this month if I pay for my car insurance?” These are things many people are faced with unfortunately. “But just don’t be poor!” If it was that easy everyone would do it. There’s freedom that comes with not having those worries which opens up time to pursue more. Free time is the most valuable thing money can afford, because chief you ain’t getting more than what’s been allotted to you and once its run out you’re in the box.

  17. 4 weeks ago
    Anonymous

    10k of crypto is life changing if you bang out those 10% trades.

    I could survive very well off 2 trades per month.

  18. 4 weeks ago
    Anonymous

    For me, 100k would be life-changing money. Heck, 75k would be.

  19. 4 weeks ago
    Anonymous

    give it to me straight: is 500k enough to retire in the Philippines? it's my dream to move there since that biz poster kept posting the same copy pastas about barebacking filipinas and filling them up

    • 4 weeks ago
      Anonymous

      It's more than enough, but you also have to be pretty confident you won't move back to the West

  20. 4 weeks ago
    Anonymous

    You could just buy a house and pretend you made it with money like that. That's my dream.

    • 4 weeks ago
      Anonymous

      Did you know there are services where you can rent a car or house just for taking social media brag photos?

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