all you have to do is save 5k per month for 5 years in a money market account and you can buy a 3-2-2 house outright in a 100k town.

all you have to do is save 5k per month for 5 years in a money market account and you can buy a 3-2-2 house outright in a 100k town. its never been an easier time.

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  1. 3 weeks ago
    Anonymous

    average US salary is $100-$200k, people don't need to save money. Buy now and you'll have it paid off in 2 or 3 years no problem

    • 3 weeks ago
      Anonymous

      >average US salary is
      About $40k

    • 3 weeks ago
      Anonymous

      >average US salary is $100-$200k,
      Is this what stinky brown people believe?

    • 3 weeks ago
      Anonymous

      >average US salary is $100-$200k
      Maybe if you live in Detroit. It’s way higher than that

  2. 3 weeks ago
    Anonymous

    >save 5k per month
    I can only save 2. Now what?

  3. 3 weeks ago
    Anonymous

    whats your credit score and how did you acquire it?

  4. 3 weeks ago
    Anonymous

    You would have to be a top 1% earner in Germany to save 5k after you pay taxes

    • 3 weeks ago
      Anonymous

      Most of the 99% arent exactly smart, i already 2k€, 3 years into the working force

  5. 3 weeks ago
    Anonymous

    I make 72k a year. After tax and health insurance that is $2000 every two weeks or $4333 a month. I live alone and honestly don't understand how people could ever afford families.

    • 3 weeks ago
      Anonymous

      If you are poor enough the state compensates a lot for you. Tax credits, generous filing status (with different deductions/tax brackets), and other welfare/assistance programs. At the end of the day kids aren't crazy expensive outside of daycare and medical costs, which aren't routine.

      • 3 weeks ago
        Anonymous

        My mom never really took us to the doctors unless we were sick. My brother had glasses. Bigger expense was dental care.

        • 3 weeks ago
          Anonymous

          Yeah medical costs even can be really low outside of a freak event like cancer or injury

        • 3 weeks ago
          Anonymous

          The thing is, no matter how hard you work, inflation (and therefore interest rates) will eat you alive and you won't be able to do anything, you just have to look at the inflation in the last few months of 3.35%% (according to Truflation)

          yea lol. dental expenses is bigger than the inflatioin ngl. I cant even handle it baka.

  6. 3 weeks ago
    Anonymous

    what is your credit score and how did you acquire it?

    • 3 weeks ago
      Anonymous

      Mine will be back over 800 by year end once I pay off cc debt. I first established my credit with a secured credit card, then they offered me a normal credit card with an annual fee. Finally I got credit card offers without annual fees. I've always paid on time. More in importantly you need to lie about your salary info. Not a big lie. Like don't say you make 200k a year when you make 30k. The goal is ever increasing credit limit increases.

      • 3 weeks ago
        Anonymous

        the lies you tell. This was a test and you failed.
        You cannot get an 800 credit score with three credit cards alone. Think youre on the come up, when you really just came in.

  7. 3 weeks ago
    Anonymous

    >5k per month
    >5 years
    Lmfao it's so fricking over

  8. 3 weeks ago
    Anonymous

    >all you have to do is save 5k per month
    Most frickers who strugge don't even earn that much before taxes, let alone after

  9. 3 weeks ago
    Anonymous

    If you're stashing away $5k a month, why not throw some into crypto? DUA for instance, listed on MEXC. An AA wallet, gonna be in high demand this year.

  10. 3 weeks ago
    Anonymous

    The thing is, no matter how hard you work, inflation (and therefore interest rates) will eat you alive and you won't be able to do anything, you just have to look at the inflation in the last few months of 3.35%% (according to Truflation)

    • 3 weeks ago
      Anonymous

      Technically im a homeless with no job. so i dont really care bout us inflation etc.

      >all you have to do is just frick yourl ife

    • 3 weeks ago
      Anonymous

      I know that the fed is going to eat us real soon. Rates gonna be up and market going to be crash real soon and im just here watching it alone while playing ma blocklords and sudoku game.

      >fml

    • 3 weeks ago
      Anonymous

      frick the fed

    • 3 weeks ago
      Anonymous

      Can inflation affect the cryptocurrency market tho? I'm curious. Right now im just doing a copy trade from a 'trader call' community in beoble. But i want to learn trading more for sure.

  11. 3 weeks ago
    Anonymous

    What is a 3-2-2 house?

    Coincidentally i make almost exactly 5k to hand every month and can save it all since i live with parents and wfh

    • 3 weeks ago
      Anonymous

      3 bed 2 bath 2 car garage I’m assuming

      • 3 weeks ago
        Anonymous

        Im actually working in a house design rn ill start building soon.
        Only 3 bed? I plan on having a master bedroom for myself and wife (haven’t married yet) then at least 2 kids bedrooms and one guest bedroom that could be converted to another kid bedroom in case i have 3.

        If i cant get kids because of infertility or something would prob just kms

  12. 3 weeks ago
    Anonymous

    Housing is very affordable as soon as you get out of cities, which you should want to do anyways, fewer women and coloureds

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