How do you handle your biweekly payments? How do you avoid ice water soup syndrome?

How do you handle your biweekly payments IQfy? How do you avoid ice water soup syndrome?

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  1. 2 weeks ago
    Anonymous

    By spending less than I earn and using the amounts set aside when emergencies arise

  2. 2 weeks ago
    Anonymous

    I'm debtmaxxxing to the maximum no fricks given live fast die young

  3. 2 weeks ago
    Anonymous

    always have a side business along with your regular wage cage.

  4. 2 weeks ago
    Anonymous

    Credit card that you pay off at the end of each month.

    • 2 weeks ago
      Anonymous

      morons can't grasp this simple concept.

      • 2 weeks ago
        Anonymous

        >he pays off his credit cards
        What a good goy

        • 2 weeks ago
          Anonymous

          One day you'll stop being 18 years old/listening to sam hyde.

          • 2 weeks ago
            Anonymous

            I'm 39 and I listen to Sam Hyde. Everyday. For years

          • 2 weeks ago
            Anonymous

            I’m 40 bro
            Experience is why I’m doing this. Well that and rabid anti semitism.

  5. 2 weeks ago
    Anonymous

    Post your budget.

    • 2 weeks ago
      Anonymous

      50% goes to groceries+utilities
      30% goes to leisure (eating out, going to the movies, etc.)
      20% goes to savings and credit card (I don't pay off my card monthly, interest just eats it up what I put in. I save it up to pay it off by end of yea once I get my midyear + christmas bonus)

      • 2 weeks ago
        Anonymous

        I also follow that budgeting. I hate how my hours got cut.

      • 2 weeks ago
        Anonymous

        >I don't pay off my card monthly, interest just eats it up what I put in. I save it up to pay it off by end of yea once I get my midyear + christmas bonus
        Holy homosexual moron Jesus! Interest doesn't incur for 30 days dumbfrick. You are pissing money away to the interest shlomo

  6. 2 weeks ago
    Anonymous

    Honesty I've never understood this. It shouldn't matter if you get paid once a week or once every two weeks. You are making the same amount of money every month; you are making the same amount of money every year. It shouldn't change your spending habits, but it seems to me that the average person adjusts their spending depending on how much money is in their bank account (or even worse, depending on how much money they just got paid).

    One thing you could do is split your money in half and only spend that half for the first week, then when the week is over you "unlock" the other half and it should be the same as if you got paid weekly. The problem is this takes some amount of self-restraint and a lot of people seem to take pride buying expensive items because
    >YOLO I'D RATHER ENJOY MY LIFE YOU CAN'T TAKE YOUR MONEY WHEN YOU DIE DUDE
    Without a doubt these people are going to have an unpleasant realization one day, but by then it will probably be too late. Even if you manage to do what I just described it's still living paycheck to paycheck. Ideally you should be saving a part of every paycheck which means living below your means pretty much all the time. Just because you can (barely) afford something, doesn't mean you should buy it.

    When you use your plastic card to buy things you really can't feel the difference paying $3 or $300 because it's the same inserting/swiping motion. I remember reading an article about some woman who was making a lot of money from her "cash stuffing business", so I have to conclude it's popular and it works for a lot of people. This is my advice to you anon. Try to split your money in half in two different envelopes and whatever you do DO NOT touch the second envelope until 7 days have passed. If you manage to finish the week and you still have some cash left in your first envelope, put that money into a third envelope and that will be your savings.

    • 2 weeks ago
      Anonymous

      this, also try paying with cash for a while. psychologically its different than using a card

    • 2 weeks ago
      Anonymous

      >You are making the same amount of money every month; you are making the same amount of money every year. It shouldn't change your spending habits
      You'd think so, but the average person is grotesquely stupid. They see their bi-weekly check for $1,000 and they don't think,
      >ok, i have $500 per week until my next paycheck
      They think,
      >HELL YEAH I'VE GOT $1,000 TO SPEND ON WHATEVER I WANT

      I once started working a job with a friend of mine, same pay, same hours. We worked there for a few years and at the end, I had $30k saved and he was $4k in debt. He had absolutely nothing to show for it either, literally spent it all on weed and doordash to the point that he'd regularly run out of money for food by the end of the second week.

      Some poor people are victims of circumstance but most of them are idiots who deserve to be poor.

      • 2 weeks ago
        Anonymous

        >I once started working a job with a friend of mine, same pay, same hours. We worked there for a few years and at the end, I had $30k saved and he was $4k in debt. He had absolutely nothing to show for it either, literally spent it all on weed and doordash to the point that he'd regularly run out of money for food by the end of the second week.
        This is pretty much what being in the military is like. A larger income helps, but it really shows that behavior towards saving and investing is usually the deciding factor between poor and rich.

        https://i.imgur.com/jz2JaWH.jpeg

        How do you handle your biweekly payments IQfy? How do you avoid ice water soup syndrome?

        >How do you handle your biweekly payments IQfy?
        Like a functional person with *gasp* a budget
        >How do you avoid ice water soup syndrome?
        Avoid moron behavior

    • 2 weeks ago
      Anonymous

      most people don't even have an inner voice, if they see $2000 drops into their account they immediately want to spend it on something.

  7. 2 weeks ago
    Anonymous

    credit cards
    live frugally

  8. 2 weeks ago
    Anonymous

    i'm usually getting paid about twice a year lol!

  9. 2 weeks ago
    Anonymous

    by being smart, plan your money usage, its a pain in the ass and rather disappointing because you lose the "surprise" and excitement of getting your payment but you get to eat decent food for the whole month without worrying about ice soup anymore
    also you might get some extras here and there to put into hottie or another gem, then its only a matter of time until you no longer have to worry about money anymore

  10. 2 weeks ago
    Anonymous

    Just live with your parents bro

    100% of income goes to CRYPTO

  11. 2 weeks ago
    Anonymous

    Throw all of my money into crypto

  12. 2 weeks ago
    Anonymous

    By not being a low impulse dysgenic homosexual

  13. 2 weeks ago
    Anonymous

    By not being a Black person brained moron

  14. 2 weeks ago
    Anonymous

    buy tinned food just in case - tuna, baked beans, black beans, pasta sauce, etc. then as long as you keep some rice and pasta on hand, you'll always have something to eat

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