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I’ve been saying this shit for years

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  1. 2 months ago
    Anonymous

    Is a 4yo car with 40k miles supposed to be "old"? If thats the case mutts really have a fricking problem lmao

    This is considered quasi brand new around here

    • 2 months ago
      Anonymous

      Yes (and millionaire is no longer rich).

    • 2 months ago
      Anonymous

      average muttoid is literally moronic and thinks a $500/mo car payment in perpetuity is "cheaper" than spending $1k for minor maintenance or $3-4k for major maintenance on a used car.

  2. 2 months ago
    Anonymous

    He's right obviously but that's not new advice. You don't make money by spending money.

  3. 2 months ago
    Anonymous

    So they buy their car outright?

    I have a 2017 Prius Prime I've had paid off for 2 years now and that thing has 76k on it.

    • 2 months ago
      Anonymous

      yes, frick usury and frick dealerships
      spend less on goyslop, and save for a car then buy one

  4. 2 months ago
    Anonymous

    The average millionaire is a boomer that brought a house at 30k decades ago and it increased in value to 800k. It's not a good metric to use

    • 2 months ago
      Anonymous

      also they have insane pensions & benefit packages that don't exist anymore

  5. 2 months ago
    Anonymous

    cars are literally made to scam poor people.
    >buy a car! why? to go to work
    >go to work! why? to buy a car

    • 2 months ago
      Anonymous

      Can confirm, by car is a 2008 honda fit and my net worth is in top 1% of my age. What more do you need?

      A decent car is a big part of a normies life

      I’ll never understand it but most just aren’t okay with driving a shit box that gets them from A to B like your average 4chud poster is

      I’m saying this as an autistic chud btw

      Everything normies do (especially women) is to show off and consume for social status or conformity within a social group. Nothing more.

      Most millionaires drive a camry you tard, unless you are in sales, there no point to flaunt.

      Kind of moronic to have such a strong opinion on what people spend their money on. Some people just really like cars, have some disposable income, and are willing to allocate more of their money towards them. Would you go up to a wall street exec and tell him his custom tailored suit is a waste of money because jeans and a T-shirt work just as good? would you go to a dinner party and tell the host that opening an expensive bottle of wine is moronic because a cheap bottle has the same % of alcohol in it? I drove a 20 year old truck for awhile because I was being frugal and even though I didn't have a car payment it was constantly in need of repair and costing money, looked out of place and trashy in my nice neighborhood, and I was constantly worried about the reliability and safety of the vehicle. Just got my custom bronco a few months ago and it still makes me excited every time I drive it. Whats the point of having money if you never spend it? So your children (if you have any) can fight over who gets to squander it when you die? But yeah, I am sure when you are on your deathbed you can take solace in the fact that "at least I never spent my money on a fun vehicle while I was actually young and healthy enough to enjoy one". Cope.

      • 2 months ago
        Anonymous

        You’re not wrong but I just don’t care about cars

      • 2 months ago
        Anonymous

        >looked out of place and trashy in my nice neighborhood
        ngmi
        speaking of (in) security, a battered truck parked outside your house is the most effective home security system you can buy. Burglars tend to like an easy life, and not being shot at/attacked with blunt objects

        • 2 months ago
          Anonymous

          who said I got rid of it? Its paid off and still drives when I need it

          • 2 months ago
            Anonymous

            you were the one who was worried about 'it looking trashy..', and so bought something else?
            That you'd still use it as driveway deco, seems unlikely.

          • 2 months ago
            Anonymous

            That’s fair but Was more so concerned about the exceptional noises it made driving around a quiet neighborhood. What I park in the driveway doesn’t really bother me

      • 2 months ago
        Anonymous

        >Whats the point of having money if you never spend it?
        So you can work less and have time to do actually enjoyable things instead of commute in a slightly more expensive version of the same thing.

      • 2 months ago
        Anonymous

        Youre the one coping. And I didnt even need to read your post.
        >Would you go up to a wall street exec and tell him his custom tailored suit is a waste of money because jeans and a T-shirt work just as good?
        Yes you cuckold. The wall street exec is a fricking larping clown. God th
        e r*ddit just oozes from your post. Most here are not materialistic baboons

        • 2 months ago
          Anonymous

          your probably posting this from some 3000k gaming rig you sweaty autist, touch grass

          • 2 months ago
            Anonymous

            A $3k gaming computer at least has usable utility and encourages a positive social experience. It's not a narcissistic throne like a $120k car is (which accomplishes the same tasks that a $35k one does). The only reason to spend more on a car is if you're a genuine enthusiast and are tracking it, or you're buying a big one for your family, like a three row SUV/MV. People who actually buy lambos to drive through beach traffic with it are cringe.

          • 2 months ago
            Anonymous

            A used Thinkpad isn’t capable of posting on IQfy? By that some logic Using a 3k computer to surf shitposting forums is also cringe

        • 2 months ago
          Anonymous

          >most here are not materialistic baboons
          Call me a redditor as you circlejerk and act like posting on a forum full of people on the fringes of society makes you better? This is a forum about money, everyone here is fricking materialistic you moron, if you cant admit that then you are lying to yourself

          • 2 months ago
            Anonymous

            only morons search for financial freedom with the goal to satisfy their consumer drives, pissing it away for status symbols

      • 2 months ago
        Anonymous

        >> Kind of moronic to have such a strong opinion on what people spend their money on.
        Used to think like, this but most people are moronic and we don't live like we used to. Margin of error on ending up homeless is very high. I will have a strong opnion on midwits and women who spend like crazy.
        >>Some people just really like cars, have some disposable income, and are willing to allocate more of their money towards them.
        I don't have any issues with hobbyists, they can spot value and don't overspend.
        The majority of gays who "like" cars are statusgays, they can't even change oil on their vehicle. They are literally destroying their financial health.
        >> Whats the point of having money if you never spend it?
        Most people don't have money, when they take into account how much the actual cost of things, are too long it to even explain it. You either get it and or don't
        >>But yeah, I am sure when you are on your deathbed you can take solace in the fact
        You are a uber normie or young as frick, i don't even think about things I bought after 2 weeks, muchless a fricking car.

      • 2 months ago
        Anonymous

        >‘Work just as good’
        moron post incoming. It’s works just as well. Not good. You can’t use ’good’ like that.

        • 2 months ago
          Anonymous

          I can’t? What will happen if I do it again?

      • 2 months ago
        Anonymous

        >have some disposable income

        That's the rub, though, 90% of normies don't have the disposable income to buy it in cash and have to take a car note. You're paying 7-8% interest on an asset that goes down in value significantly. By the time you go to sell it you've paid $60k on a car that was $50k new and is now worth $25k. Just a great way to stay lower or middle class forever.

        And unless you get a lemon maintenance on older cars isn't that much. I still putter around in a 2003 and I guarantee I spend less a year on maintenance than you're losing in interest and depreciation alone on the new Bronco. Parts are cheap for used cars and I don't spend more than probably $300-400 a year on average for routine maintenance and repairs. Being willing and able to do the work yourself helps a lot. But even taking it to a good mechanic you'd still come out ahead.

        • 2 months ago
          Anonymous

          I understand what you’re getting at and I do the majority of my own maintenance and repairs but I was mainly just trying to make the point that some people have different priorities when looking at vehicles. Sure there are lots of ways to save money when it comes to vehicles but that’s not everyone’s main objective. Additionally, I plan to keep this vehicle until I can no longer rely on it so I don’t really care about resale value I care more about maximizing the lifespan of my purchase. If this vehicle last as long as my truck and I have fun driving it I’d say that’s 60k we’ll spent

    • 2 months ago
      Anonymous

      See how many dates you'll get without a car

      • 2 months ago
        Anonymous

        >worshipping pussy

      • 2 months ago
        Anonymous

        not worth dating girls who would care about this. Making it a great filter to weed out the materialistic ones

        • 2 months ago
          Anonymous

          >not worth dating men who don't have a car. Making it a great filter to weed out the poor and unambitious ones

          • 2 months ago
            Anonymous

            don’t notice any substantial difference in the two statements?

          • 2 months ago
            Anonymous

            yes, you're unable to understand how men and women value different things in their romantic partners, and calling out women "materialistic" for caring about basic stuff like having a car is hypocritical, cf. the last line here

            it's not about being vapid and superficial. it's about having self respect.

            american cities are not walkable (the walkable sections are filled with crackheads and criminals) and going everywhere via Uber/Lyft just makes you look like an emasculated cuck.

            If being attracted to a man who's able to go anywhere he wants, when he wants to is superficial, then women are superficial, but they're not anymore superficial than most chuds here who wouldn't date a woman who has piercings or blue hair - because deep down they know that these "superficial" things tell us a lot about someone's personality.

            if you're in your mid-20s and still don't have a car there's something wrong with you. Either you're an extremely cheap man (and will probably continue to be cheap towards your future girlfriend/wife) or you're severely broke because of some serious character flaw (i.e. too lazy to get a job, too undisciplined to get a degree, too antisocial to hold a steady job, have some sort of addiction).

            I don't blame a woman for not dating a car-less dude like me just like a rational woman wouldn't blame me for not dating a 300lb baboon

      • 2 months ago
        Anonymous

        HAHAHAHAHAHAHAHAHAHAHAHA

      • 2 months ago
        Anonymous

        women can’t be this vapid and superficial in the us right?
        it’s a meme to keep europoors out right?

        • 2 months ago
          Anonymous

          Americans can not walk. The arteries in their legs are clogged from high fructose corn syrup

        • 2 months ago
          Anonymous

          The amount of drug addicts I've seen with girlfriends has vastly changed my view on what women find attractive.

          The only thing they find attractive is your passion. You passionate about drugs? She'll be passionate about it with you. Passionate about vacations? Passionate about art, plays, vidoegames, martial arts, etc. Just fricking find your passion anon. You'll magnetically attract your woman, even if you're a Europoor or Amerigay.

          • 2 months ago
            Anonymous

            I'm passionate about saying home and sex
            Where do I find one that likes me in this way when I am passionate about that?

          • 2 months ago
            Anonymous

            I’m from eu and don’t have this problem b
            just trying to gather insights on us dating culture who seems a lot more unhinged than here
            the status obsession (including looks, height, dick size, finance, social achievement, body count) seems like a narcissistic zogged empty personality is the optimal to get laid somehow

          • 2 months ago
            Anonymous

            why are europoors unable to comprehend that 1. social media doesn't exist and is only an exacerbated simulation of real life 2. white american women are biologically the same thing as white european women and the second group cares just as much as your height, dick size and bank account as the first one

            specifics like an obsession with cars are a product of geography but don't ever think european women are less superficial than US women, after all european men aren't any less superficial with regards to physical appearance than their american counterparts

          • 2 months ago
            Anonymous

            >exacerbated simulation of real life
            a good representation of the given culture or zeitgeist at play that being said
            seems to me like the dating scene and overall attraction requirements in the us is a lot more focused on objective metrics, but I may be biased by a website full of chuds and shut-ins

        • 2 months ago
          Anonymous

          it's not about being vapid and superficial. it's about having self respect.

          american cities are not walkable (the walkable sections are filled with crackheads and criminals) and going everywhere via Uber/Lyft just makes you look like an emasculated cuck.

          If being attracted to a man who's able to go anywhere he wants, when he wants to is superficial, then women are superficial, but they're not anymore superficial than most chuds here who wouldn't date a woman who has piercings or blue hair - because deep down they know that these "superficial" things tell us a lot about someone's personality.

          if you're in your mid-20s and still don't have a car there's something wrong with you. Either you're an extremely cheap man (and will probably continue to be cheap towards your future girlfriend/wife) or you're severely broke because of some serious character flaw (i.e. too lazy to get a job, too undisciplined to get a degree, too antisocial to hold a steady job, have some sort of addiction).

          I don't blame a woman for not dating a car-less dude like me just like a rational woman wouldn't blame me for not dating a 300lb baboon

      • 2 months ago
        Anonymous

        I've never owned a car, but most women do. It's fun to mooch off women, plus if you live in a city it doesn't matter anyway

      • 2 months ago
        Anonymous

        Loving the cope replies from bitter manchildren

      • 2 months ago
        Anonymous

        I met my wife when I didn't even have a home cracker

      • 2 months ago
        Anonymous

        unless you live in like NYC then yes you need a car
        but you can just get a cheap, used car. 95% of women do not care about cars and the 5% are to be avoided anyway

      • 2 months ago
        Anonymous

        When i was a neet living at my parents house with no liscense i was banging a few different women a week. They'd just bang me there or take me out to a bar and hotel later

    • 2 months ago
      Anonymous

      You need a car to get laid. It doesn't have to be an expensive car, just enough to transport you to your destinations.

  6. 2 months ago
    Anonymous

    i effectively get paid to own cars because i buy them from auctions, then drive them for 2 years and then sell them for a profit

    • 2 months ago
      Anonymous

      Do you have a dealers license? If not which auctions do you go to. I wanna start doing this

    • 2 months ago
      Anonymous

      What type of auctions do you go to?

      • 2 months ago
        Anonymous

        I got a car from an auction before. You just pay a fee, i think mine was $50, and you're good to bid on whatever. You're free to look at the cars before the auction starts and there's typically a list online what will be available so you can research the ones you're interested. The cars are repossessed typically from poorgays trying to show off and drug dealers. My gf at the time dad took me to it so I'm not sure where to find out about them, but I'm sure a google search or picking up a newspaper would work. He actually bought one from a police auction and found a pound of coke hidden in the trunk kek

  7. 2 months ago
    Anonymous

    my wife and I both had our cars totaled by hail and withdrew an additional 70k from the brokerage to buy fancy new Lexuses. Regret it pretty often, quality cars and I'm sure they'll last but it was pretty dumb financially to get rid of a $120k chunk when we could've just driven the olds ones into the dirt with some dings. The CPOs weren't really at a good value at the time either so they were both brand new allocations from toyota

    • 2 months ago
      Anonymous

      Or just buy a cheap used car. Who gives a frick what hunk of metal gets you to work and the grocery store.

  8. 2 months ago
    Anonymous

    Can confirm, by car is a 2008 honda fit and my net worth is in top 1% of my age. What more do you need?

  9. 2 months ago
    Anonymous

    A decent car is a big part of a normies life

    I’ll never understand it but most just aren’t okay with driving a shit box that gets them from A to B like your average 4chud poster is

    I’m saying this as an autistic chud btw

    • 2 months ago
      Anonymous

      Everything normies do (especially women) is to show off and consume for social status or conformity within a social group. Nothing more.

    • 2 months ago
      Anonymous

      Most millionaires drive a camry you tard, unless you are in sales, there no point to flaunt.

    • 2 months ago
      Anonymous

      Car purchases are made with "what others will think" in mind. Normies want to be in a luxury SUV so they can look down on others and feel successful and valuable

      • 2 months ago
        Anonymous

        It’s so pathetic.

        • 2 months ago
          Anonymous
      • 2 months ago
        Anonymous

        ?t=44

    • 2 months ago
      Anonymous

      Its bizarre. The owning of fancy cars confuses me.

      I drive a 2013 prius that has almost 270,000 miles on it. It's never broken down. I had to replace the batteries once (~$3000) and I give it an oil change. I've neve even had to change the breaks because it uses regenerative breaking. I've had to change out a lighting harness in one of the rear tail lights, too.

      I've had friends ask me when I'll get rid of this one and they're always surprised when I tell them I will drive this thing as long as humanly possible.

      The act like there's something wrong with me, but I just can't wrap my head around where they're coming from.

      • 2 months ago
        Anonymous

        Their minds were deteriorated by materialism and marvel movies.

      • 2 months ago
        Anonymous

        That's because you are an autist and they are neurotypical. In the neurotypical person the social hierarchy is the highest priority in their lives.

        • 2 months ago
          Anonymous

          wrong
          neurotypical people don't want to drive 10 year old shitboxes because they don't want to risk dying due to some random mechanical failure (who the frick drives a car for 10 years and doesn't replace their brakes? he's driving a fricking motorized death sentence at this point)

          • 2 months ago
            Anonymous

            um, yeah
            mechanical brakes - of which there are generally at least 4 failure points - are actually pretty reliable. Which is more than can be said for PCs on wheels

          • 2 months ago
            Anonymous

            >*4 failure points
            should be = quadruple independent mecanical braking systems. Unless vintage Citroen with ingenious interlinked hydraulics and French single point of catastrophic failure. Whereby suspension, brakes, every-fricking-thing goes, suddenly, at once.

    • 2 months ago
      Anonymous

      it depends on the country, but taking Germany as example - their Govt supports their car industry and BMWs entire luxury division exists becausehigh earners could either buy a brand new 7-series @ 100k+ every year and write that expense off, or hand that 100k+ direct to the Taxman. And have nothing to show for it.
      None of which, of course, explains why normies and poorfricks started leaping on $1000+ p/m bandwagon. I guess a lot of that is mostly 'keeping up with the Joneses' - but rational? its not

    • 2 months ago
      Anonymous

      >I’ll never understand it
      You don't understand that EVERYTHING normies say, think or do is aimed at the sole purpose of maintaining a high value appearance (to themselves and to others)?
      A car isn't a tool to get from point A to point B. For them, it's an extension of their self worth. Shit car = loser. Cool car = winner.
      And it works, because the other normies that they want to impress really are impressed by it.

    • 2 months ago
      Anonymous

      beta cuck mentallity, and I mean yours

      man up and make enough money to drive a 911, your shitbox A to B transportation is just a excuse to be a lazy homosexual

      We'll meet in 5y, I'll pass you by in the highway with my V12 screaming like a infernal caged beast, leaving you deaf and blind by the fire ball coming off my secret weapon exhaust

      is that the future you want?

      • 2 months ago
        Anonymous

        You probably buy the penis enlargement pills too.

    • 2 months ago
      Anonymous

      beta cuck mentallity, and I mean yours

      man up and make enough money to drive a 911, your shitbox A to B transportation is just a excuse to be a lazy homosexual

      We'll meet in 5y, I'll pass you by in the highway with my V12 screaming like a infernal caged beast, leaving you deaf and blind by the fire ball coming off my secret weapon exhaust

      is that the future you want?

      The true path lies between these two posts.

    • 2 months ago
      Anonymous

      If you have a long commute then you are spending more waking hours in the car than in your house.

    • 2 months ago
      Anonymous

      Cars are the same as watches and clothes to me. You either get the cheapest working beater or a top of the line luxury one. Anything aimed at the middle class is a scam.

      • 2 months ago
        Anonymous

        well said, you should strive for white trash or aristocrat in any given choice

    • 2 months ago
      Anonymous
  10. 2 months ago
    Anonymous

    >Investing the payment could make you 5 million
    >After 1,000 years of compounding interest

    • 2 months ago
      Anonymous

      The logic is sound but the $5M isn’t right. Let’s say it’s a $1000 a month car payment from the time you’re 30-60 and you invest that 100% in stocks getting you 10%. You’d have 2.26M after 30 years which is great, but not close to 5M. Married and both have $1000 car payments you get close.

      But at some point your car will break down you’ll need to buy a new one/replacement. Leasing forever is dumb (for most people) and that’s really the only scenario this math applies to.

  11. 2 months ago
    Anonymous

    My 2021 Corolla costs 400 a month and I have 20k left to pay off

  12. 2 months ago
    Anonymous

    So is that the secret? even if we become rich we should go for cheap shit in order to save even more?
    NGL if I had saved most of my money and invest in btc instead of buying shit stuff I never use, I'd be happier and have even more money.

  13. 2 months ago
    Anonymous

    I need a new (to me) car, as I need more room for people and luggage than my 3 door coupe has, but the used car market has gone up silly since I last bought a car and there's no way I'm paying these prices now.
    I would have to chop my current car plus a 5 figure cash sum just to get something that has done way more miles than mine and slightly newer.

    • 2 months ago
      Anonymous

      We’re at the used car bottom. You should have seen used car prices around 2021-2022. Shit was ultra fricked and it’s certainly gotten better since then.

  14. 2 months ago
    Anonymous

    Only the financially illiterate are scared of debt. I pay $600 a month car loan despite having the means to pay it off immediately.

    • 2 months ago
      Anonymous

      Why. Using that money that you’re paying every month as payments as an investment surely will see the better return. And because inflation wrecks your savings equally as your car loans, why are you keeping money liquid for your car loan? Buy a good reliable car. Drive it for eternity. Most cars nowadays can get to 900.000 miles easily. Just pay it in full. One less thing to worry about. People with less worries are smarter and test higher on IQ tests. Poor people score low usually because of bad education and because of social, health and financial stress. Low education + stress= dumb decisions. Low education + no stress = much more calculated.

      • 2 months ago
        Anonymous

        My loan interest is 1.38%. I've made much more money keeping the cash on hand in a HYSA account earning 4.5% and DCA buying crypto. This is the same logic I follow for my mortgage (2.75% APR). Why the frick would I pay it off early despite having the means to do so if my money will grow much faster in the markets?

        • 2 months ago
          Anonymous

          the one rare smart anon

      • 2 months ago
        Anonymous

        And the debts give me absolutely no worries. The banks automatically deduct the money from my savings account every month so I don't even have to think about it.

    • 2 months ago
      Anonymous

      You’re not the average brainlet who buys a luxury vehicle. Most people with car payments aren’t leveraging debt to spend the least amount in the long term, with enough liquidity to cover payments if their income disappears. They’re just morons who’s entire net worth will be repossessed if they lose their job.

  15. 2 months ago
    Anonymous

    My car payment is about 500 bucks a month at 0% interest for 5 years. I'm not sweating it, Dave.

  16. 2 months ago
    Anonymous

    What If i get one of these

  17. 2 months ago
    Anonymous

    Dave Ramsey is the Gordon Ramsey of finance.

    There. I said it.

  18. 2 months ago
    Anonymous

    >4 year old car with 41k miles
    That is basically still new or at least bought new. What point is he trying to make?

  19. 2 months ago
    Anonymous

    I drive a 15 year old car with 75,000 miles. Still not rich.

  20. 2 months ago
    Anonymous

    multimillionaire here
    i drive a 10 year old car with 150,000 miles

  21. 2 months ago
    Anonymous

    I'm worth $26MM and I drive a 2009 Volvo XC90 with 154,000 miles on it.

    Yes it does have the V8 and the executive package

    • 2 months ago
      Anonymous

      based Swedetank driver
      Volvo is maybe the ultimate car filter

  22. 2 months ago
    Anonymous

    Dave Ramsey is an idiot who believes in infinite stock market appreciation. He preaches insane annual market returns. He thinks an 8% withdrawal rate is actually a viable strategy for retirees. He’s only good if you’re drowning in debt.

    • 2 months ago
      Anonymous

      >He’s only good if you’re drowning in debt.
      not an unpromising market segment to aim for, tbf

    • 2 months ago
      Anonymous

      >Dave Ramsey is an idiot who believes in infinite stock market appreciation

      Let me put in this way, if you DON'T believe the markets are basically going to put out long-term returns in the 5%+ range over inflation then go get a bunker and bullets because shit will hit the fan

  23. 2 months ago
    Anonymous

    Tbh he is right. You're never achieve wealth as a wage with an expensive car combined with a commute over 10 miles.
    I switched jobs so I could ride my bike the 4 miles to work on 110 days/ year. Cost negligible.
    My coworker has exactly the same paycheck but drives 18 miles one way in a 6 yo VW Limo.
    At 52 eurocents/km that's around 30 bucks real costs per day just to get to work while spending another hour driving.
    A little less than one months net salary for the 110 bike days.
    Compound that over 15 years....
    I do have a car. A 1999 Peugeot 206 I bought from an old lady for 1.5k 7 years ago. Spent 650 bucks in parts since then.
    Yeah it's the crappiest car on the company lot. But I'm the only employee working only 20 hours a week at the age of 36.

    • 2 months ago
      Anonymous

      >europoors pay nearly $1/mile for gas
      This cannot be accurate

      • 2 months ago
        Anonymous

        ?
        a car is more than gas you fricking clown

        • 2 months ago
          Anonymous

          He mentioned a cost/km, which implies gasoline prices. I’m not sure how he might’ve calculated that number if he included anything else. Personally, besides gasoline and insurance, there is no other cost to owning my vehicle. Maintenance costs are so small as to basically be negligible.

          • 2 months ago
            Anonymous

            >Depreciation isn't a cost
            >maintenance isn't a cost

            this moron owns a truck

          • 2 months ago
            Anonymous

            My car hasn’t depreciated noticeably because I bought used before COVID and the used car market is fricked. I just explained that I put basically no money into maintenance, Black person brain. Maybe like $50/year on oil and $200 every 2 on tires. I drive a Mazda Cx-5.

      • 2 months ago
        Anonymous

        ?
        a car is more than gas you fricking clown

        He mentioned a cost/km, which implies gasoline prices. I’m not sure how he might’ve calculated that number if he included anything else. Personally, besides gasoline and insurance, there is no other cost to owning my vehicle. Maintenance costs are so small as to basically be negligible.

        I took the TCO value of the German automobilists Club ADAC for his car
        Gas is 1,70€/ litre petrol E 10. So at 7l/100km gas is around 12 Ct per km.
        Add insurance, taxes, repairs, inspection, and foremost loss of value

        • 2 months ago
          Anonymous

          In case anyone is wondering: the cheapest at 32,6ct/ km is a Dacia Sandero Eco-G.
          I have a 2009 Sandero Comfort which my wife uses.
          Bought for 2800€ with 44k Km from an old man during corona. Needed a new clutch so total cost were 2910€ and a day worth of swearing.
          Great little car. 2mm thick Steel shield under the motor is great for bad forest roads. Tows 1.5t. Truly the Volkswagen of our time

  24. 2 months ago
    Anonymous

    57787651
    57787632
    Exquisite b8

    [...]

  25. 2 months ago
    Anonymous

    I find it funny that normies violently reject David Ramseys “ridiculous” advice, which basically boils down to “make as much money as you can and only morons go into debt for consoomerism”.

  26. 2 months ago
    Anonymous

    My BMW 3 series 2020 is 4 years old with <15k miles and on a payment plan

  27. 2 months ago
    Anonymous

    im a millionaire i drive a '24 rover and a '22 r8 and everything he says he moron advice for poors

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