>boomer parents own 2 houses
>grandmother died and they are selling her house worth 380k. split 3 ways between siblings though
They refuse to help me with down payment for house. I make 80k a year and have 100k in bank but even with that I would be house poor if I decided to buy any decent house where I live.
How do you convince boomer parents for gibs?
I’m 23 and have more money than you
these silver spoon ,milk toast babies crying about the nothing thats wrong with thier lives. hope you both get flung out a car window on the highway
Ok rentoid
Do you? 70 percent of americans live paycheck to paycheck. Most people are struggling and working 50 hours a week. You dont have a job u neet
Thats why you rizz them up.
Yes, rizz can change everything. if he rizzes them up they will know their son finally came to his senses and became a man.
moron millennial, the truth is most people are "paycheck to paycheck" voluntarily.
Poor people are impulsive and blow through their wages in 3 days on bad car payments and Applebee's, then complain that they're too tapped to buy the newest phone that came out.
Don't be like them and you're fine.
>Poor people are impulsive
Most americans are poor though. I just read an updated report on this.
>Muh report says everyone's poor
Poor people in America are better off than almost everyone who's ever lived, and are living in other countries.
The amount of millionaires is irrelevant, millionaire is not the bare minimum to not be poor, you are terminally online.
All of this doomer blackpill shit is seriously poisoning your brain and making you miserable, I sincerely hope you get that godzilla sized pacifier out of your mouth.
In the meantime, stop shitting up other striving anons with your gay sad boy garbage, the end result of your life can only be improved by you.
?? Its statistics. 10 percent own 70 percent of all wealth. I literally looked up the articles before making my posts.
Black person I’m on your side but just make one post
>All of this doomer blackpill shit is seriously poisoning your brain and making you miserable,
The wealth gap has grown a lot since 2021.
Vast difference betweeen bottom 80 and top 20. For the bottom 80, they cannot afford the cost of living.
>stop shitting up other striving anons with your gay sad boy garbage
As the peasants demand "more free stuff" from the government, this slows economic growth dragging everyone down and pushes more of the middle class downwards.
>In the meantime, stop shitting up other striving anons with your gay sad boy garbage
Of course, my analysis also underscores why bitter economic sentiment persists even during "good times". It is hard to be excited about economic prosperity when you don’t participate much, if at all.
For 80% of Americans, the end game of too much debt, an aging demographic, and the push for “socialistic policies” is the continued extraction of wealth from the “middle class” to the “rich.”
Of course, we don’t have to look much further than Japan to see how this eventually works out. They don’t have a middle class, either.
>doomer blackpill shit
>your gay sad boy garbage
Biden's spending is unnecessarily heating up the U.S. economy, making Americans poorer
>moron millennial
1% of people in the world have a million dollars. Thats 9,000,000 millionaires out of 7,800,000,000 people. Most people are poor and not milionaires.
What percent of Americans are millionaires?
Idk, 6%? Whats your point? 10% own 70% .
8%. And the wealth gap and road to serfdom is growing.
25% have no savings lol. Middle class continues to shrink. 80% of americans are fricked.
Most people you see in public and interact online with arent rich.
Bruh live frugally is boomer talk. You don't make enough. I'm an engineer with a masters degree and a shitload of Azure and VMWare certs and build factories and I couldnt amass 100k in liquidity before 30. You need to pay for a car, or a house, or this or that. And that's making excellent plays. That's smart enough to buy car in cash when the rates were up at house on loan when it was 3%. Not alot of people figured that out. Theres even your medical care and your 401k that goes to a black hole never to be seen again until your 60s.
I have that now. All it took was covid killing my idiot boomer boss who insisted on forcing us to meet in the office & died for it like a fricking moron.
Now I do have it. So how has he got 100k in the last 4 years? Crypto plays while burger flipping? Salaries are down outside of IT. I started at 80k, now zoomers start at 60k. If they can even get hired.
>Bruh live frugally is boomer talk.
stop buying useless shit, zoomer.
California fast-food restaurants layoff workers ahead of $20 minimum wage hike
>Bruh
stopped reading there.
Good saves me on talking to a moron.
why do you let everyone know youre an engineer. lmfao.
It's a guaranteed income that's solidly middle class. It's like saying you are a programmer. And also shows that I had to do about six years of very tough school vs whatever you did and much more work and certifications than my grandfather who was a restaurant manager, and my grandmother who was a part time schoolteacher after her kids went to school and still left 1.4M to their kids due to the magic of real estate asset appreciation
>If you're poor you buy a used shitbox for $4-7k. You also don't buy a house until you really have it made because houses long term barely stay above inflation.
Pay rent goyim, dont put any extra income you have against principle to beat loan amoritization, goyim. Frick that is smoothbrain shit.
>used shitbox
If you arent smart enough to grasp buying a low depreciation Japanese car and running it for 10 years instead of a shitbox US can NGMI. A fricking used Civic is like $8K starting. I know you are talking about goyiron.
>It's a guaranteed income that's solidly middle class. I
but the bottom 80 and top 20 gap is widening each year.
>still left 1.4M to their kids due to the magic of real estate asset appreciation
but 1.4M cant even buy a house in a nice american city.
moron just kys
youre living in a dump if the real esate prices are less than 2 mill.
in vancouver, a normal nice house cost over 2 million. im sure the nice cities in usa is like that too. for example, in ontario, if you buy a cheap place like under 1.5 mill, you are definitely going to be living with people you dont want in your neighbourhood. you can look up on social media to see what people are buying those houses.
>you can look up on social media to see what people are buying those houses.
the type that work at tim hortons.
KYS canadatroony
these are USD though. ok fine. lol.
and i have never heard of those place.
have a nice day IMMEDIATELY
lmfao, wtf is this? those are shitty places. theres a reason its cheap.
who cares tho? how does this negate what i said? like 5 percent of people in usa can afford these. lol.
>youre living in a dump if the real esate prices are less than 2 mill.
Or
>you're living in a mansion on multiple acres where no one else can afford for less than 2 mill
Which is it
i have no clue lol. i just know most people are poor.
Of course an average brokie wager isnt gonna afford a single house in a top 10 city in yhe world where every international millionaire wants a house there.
You can get a nice single family home in alberta for 500-800k
>You can get a nice single family home in alberta for 500-800k
can you? in Van or Tor, a 500k place and youre gonna be in a "dark" neighbourhood.
that goes the same for SF, LA, seattle, NYC.
Why do poor people feel the need to live in the highest CoL areas in the entire planet? Do they not understand that they are not just competing with local tech employees, but rather international business owners, heads of cartels, corrupt politicians.
>in a "dark" neighbourhood.
you can use social media and see how shitty those area are. i mentioned how shitty it is and the replies i got were "ohh people having a community gathering is badddd."
Guess the race.
and they rent out their driveways for people to sleep on and they piss in the sideyard.
You need a HHI of 178k to afford 800k home
even the houses in some suburb outside the main city area is 2 mill.
reality is, if youre not in the top 20%, life aint that good. and the gap between the top 20 and bottom 80 is widening. How the frick is a middle class going to afford living in a nice area? you do not want to live in an area where the real estate is cheap.
>I'm an engineer
im starting to not like engineers. these fricking people always have to let us know they're engineers lmfao. there was an entire thread about this recent.
> live frugally is boomer talk
No it really is true though.
>That's smart enough to buy car in cash when the rates were up
If you're poor you buy a used shitbox for $4-7k. You also don't buy a house until you really have it made because houses long term barely stay above inflation.
For everyone reading who isn't op, just watch the moronation flow. Basically this is all an elaborate cope to get out of being dumb with money. There will be increasingly elaborate excuses made up for why they can't be cheap.
And to be clear I'm not going to say you'll be rich being frugal, but you absolutely can escape wagie drudgery by bucking normies trends that keep people in debt and locked in.
youre the only person in this thread that types like that. did you even browse the thread before replying?
>but you absolutely can escape wagie drudgery by bucking normies trends that keep people in debt and locked in.
true but not when these fricking peasants keep wanting "free stuff" which makes the gap between the bottom 80 and top 20 even bigger. poor people are fricking annoying the government pretends to help them but actually makes them poorer. if poor people didnt have a voice and just stfu, everyone would be better.
>> live frugally is boomer talk
>No it really is true though.
Yet you are still a loser posting on this God forsaken board. Are you really better than anyone?
I make 45 USD /hr wfh I still post here. I am in Canada and have low CoL so the USD to CAD conversion is huge.
Hes also an engineer. Low CoL aka middle of nowhere
That is totally fine. The money I'm making is growing faster than the assets I'm going to need for proper retirement.
Its gay. Engineers always tell people theyre engineers.
>make 45 USD /hr wfh I still post here.
This guys posts this in every thread lol. No salary 1 hour per week.
Wrong LOL
Whats wrong? Youre a dumb engineer?
It's hard but if you sit down with them and get them to figure out how much cash they actually need accounting for loss of buying power. You can figure out how much they will be able to leave for inheritance than you have to convince them that the money would better serve you now than later because of obvious reasons. If you're a sperg, just give up. This takes charisma and charm.
>Just "rizz" your parents for money bro
Gonna laugh when they will all their money to unicef or some other scam designed to destroy generational wealth.
$100,000 is 20% of $500,000 you frick. Why are you trying to buy a house in Seattle or San Francisco? Move the frick out and settle down somewhere else.
If I put down 20% the monthly mortgage payment would be 2800 or 3000 dollars a month. then after that I have to take into consideration high utility bills. I would be house poor basically. I do not even think I would qualify for a loan.
And I am talking about phoenix arizona, anything decent here is 450-500k minimum.
it feels like begging and is cringe. I know they will soon have probably 100k in liquid cash soon due to inheritance my grandmother dying.
it is begging and is cringe....unless you have rizz. then you're selling them an idea, a dream. be passionate, concerned, but understanding. practice eye contact and smiling
Ever considered, that you can't LARP being a salesman to your parents? They know exactly who you are and what you really think, when you're putting up a show
>unless you have rizz.
"Just totally change your personality and the way you act around the two people that raised you. THEY won't know you're bullshitting!!!!"
>it feels like begging and is cringe
And is exactly what it is.
>I would be house poor basically. I do not even think I would qualify for a loan.
1% of people in the world are by definition "rich." 70% of americans live paycheck to paycheck
>scrimping and saving and trying to put as much money down on a house as possible to reduce his monthly payment on a 500k starter house in PHEONIX
literally moronic and not going to make it if you dont see how cringe this is you might need mental help
Thats what you deserve degen
who’s that b***h Black person c**t lover again?
Elsa Jean. She is an octaroon herself I think, but I like her fat ass and horse pussy on such a petite body.
It is an unfortunate state of event when qt white girls would rather take a bbc than do hardcore bdsm porn
She's an eighth black herself
It is an unfortunate state of event when qt nigress girls would rather take a bbc than do hardcore bdsm porn with white wieners
why not rent?
>costs as much
>own nothing
There's virtually no upfront cost to renting.
That's extra money you can use to invest with, starting now.
You're also more flexible as a renter.
If your earnings go down, you can find a cheaper place.
If your earnings go up, you can find a better place.
If the area goes to shit, you can just move to somewhere else.
There's no unforeseen expenses for repairs or maintenance.
It's not guaranteed that your home will appreciate in value or that you can sell it at all when the time comes. It depends a lot on the general and local market.
There's not really any risk involved with renting, and you're much more free.
all true. it depends on OP's situation and plans for the future and his career of course.
still, owning a house isn't the worst investment you can make, especially if you can actually afford it.
renter cope but whatever works for you. I like staying in one spot and watching developments happen all around me. I rented in an area before I realized that it was awesome and I didn't want to leave. Then I bought.
>much more free
That's a funny way of saying you don't mind being man handled by landlords everywhere you go. I will admit, not having to give a frick about repairs is nice, but it also makes you lazy.
I thank god everyday I'm not white.
Being non-white is nothing to be proud of
gibs are gay, specially for someone making 80k/yr. kys
OMG I LOVED HER ON BLACKED OP!
Sorry I’m not into beastiality
Why would they be obligated to give you money from THEIR mothers house?
She literally willed it to them and not you, it wasn't on accident.
anon you're talking logic and reason that's not wanted here he wants gibs from his parents not logic and reasons why its not his money to ask for.
If OP had posted this thread but from the perspective of his parents, you'd all be calling his (hypothetical) son an entitled Black person and recommending to lie about not actually receiving any inheritance
Boomers are the first generation that dream of their kids being worse off than them, true vermin.
Pls say sike
maybe stop being a pussy and just save for yourself
you sound like you're doing alright
She looks smart. What does she invest in??
wiener
>I make 80k a year
Nobody needs a house until you have a wife.
Nowadays wives work so you'll have her income to add to yours.
Seriously don't buy a house until you have a wife, I have a house with my wife and it's way too much space for 1 person.
What in the frick are you talking about?
You need like 50k for a down payment on a 400k house.
He wants a second home not a starter home
Don’t expect shit from your dumbass parents. You’re either old money or you’re not. No use with sour grapes.
It's not your money, homosexual. They could burn it if they want.
Just choose rich
Yep, that's exactly what happened with my boomer parents too, grandparents house was split into 3 siblings (including my mom).
I wasn't given a single penny. They had it ten times better in their time and don't realise they technically are millionnaires sitting on piles of money. But noooo, why would they brother give me even 1 grand out of their 200k inheritance?
Boomers are selfish by design. I'd give at least a quarter to help my children because I know having money in your prime is a fricking blessing. Good god I hate boomers like you wouldn't believe.
Its not your money you entitled chud, even they gave you the full 200k it still isnt yours because you didnt earn it
Implying they earned it kek
It doesnt matter if they didnt, the fact is they got it and your out here begging for givs.
Your right just go gamble on dogpoorocket coin
you dont need to earn money, u brokie.
Ulitmately, this is the correct mentality - but it does come off as entitled and a foolish way to live. Yet, the boomers have no clue how much of a boost they could give their kids. Not even suggesting straight cash, just helping with down payments, unexpected costs. This money will either go to the government for their care or will be inflated to nothing by the time their kids see it.
It's a waste. And even if they know and understand that, most will choose to let it go to waste because they're conditioned to believe they should not give wealth to their children. It's insane. How did they come to that conclusion?
Who taught they word spoiled? We have to un-invent that for them first.
>why would they brother give me even 1 grand out of their 200k inheritance?
why should they? attitude like this is why the rich hate the poor.
It's about helping family members you absolute gigaBlack person, not redistributing wealth within a nation between brokies and billionaires.
I'm not broke anymore but I could have been less broke in my 20's, that's really just it. It would have been a drop in their sea of wealth and a massive boost for me. You actually sound like one of them, not questioning anything like a drone.
>not questioning anything like a drone.
question what? they dont have to help you. your attitude is stinky.
Because there is a generational gap of wealth. It's only fair to help out your children in this situation. Maybe that's too much to comprehend for your Black person brain though?
Again. The shitty attitude.
>It's only fair to help out your children in this situation.
He doesnt think that cause maybe your grandpa didnt need help.
Damn, this one poster is really wallowing in gay, end is neigh self pity.
You are hopeless, and it's your fault
The world owes you nothing.
Youre keeping the wealth in the family. Thats how dynasties are built and how families are supposed to work. I used to have a house in Casa Grande its cheap down there.
>work on family farm my entire life
>grandfather used to teach me how to run machinery and take care of the land as a kid
>when I was 16 my grandmother passed away from cancer
>a year later, my grandfather had a stroke and wasn't all there to take care of the farm alone
>I left high school in my senior year to take care of him since family was talking about putting him in a home and selling the land to fund it
>worked on the farm whilst seeing all of my friends graduate and go to uni
>my grandfather had moments when he'd almost return to normal, on one of those days, he came out and sat beside me and told me he wanted me to take care of his land when he was to pass
>told me he was going to write me in as the main beneficiary of the land so I could farm it like he did and the men 6 generations back did
>grandfather had another stroke after that 4 year period of me caring for him, he passed away shortly after
>I earned nothing for my usual 12+ hour days except for the fact I could put groceries and basic living expenses on the farm account , so at 22 years old, I had almost no savings
>my aunts and uncles saw the revised will and took me to court, claiming my grandfather was not in sound mind to give me what he did
>I was expecting 1 quarter of land (worth 90k per quarter) out of the 8, he wrote me in for 4 instead
>so my father and aunts/uncles were to split the other half under the strict rule that they would never sell it
>courts ended up ruling in their favour, largely because I represented myself against $300/hr lawyers
>got rewarded a $30,000 inheritance pittance
>they collectively sold the farm a year later in 2011 for $720,000 and used that money to buy new homes and go on vacations
>a large corporation now owns the land, current appraisal value is $3.1 million, making it unattainable for me
>asked for help on buying a few acres for a home from my dad a few years ago and got told I should've invested my "30k from grandpa" better
your not entitled to that land, and if you thought you were you should've secured the will before your grandfather passed.
wealthy families don't just "give" money to their kids. they keep it invested in dividend funds and or fund their kids startups or businesses. giving cash is a one way street to bankruptcy
people like ~~*you*~~ are GOING to be gutted when nobody can eat. not mad or projecting, just an observation. like, you're obviously trolling but the comfy upper-middle class bureaucrat "I got mine" crowd (aka the bourgeois) are usually the first ones dragged out of their homes and brutally murdered.
there's a difference between "rich" and "enough to make a living". nobody earns enough to afford jack shit anymore.
>muh bootstraps
have a nice day.
>people like ~~*you*~~ are GOING to be gutted when nobody can eat. not mad or projecting, just an observation. like, you're obviously trolling but the comfy upper-middle class bureaucrat "I got mine" crowd (aka the bourgeois) are usually the first ones dragged out of their homes and brutally murdered.
I would agree if we were in the 1800s. Fortunately california texas and iowa export most of their crops and current production can easily feed the entirety of the united states. If things get bad enough, What will most likely happen is major fastfood brands like mcdonalds will get nationalized and distribute low quality slop food for free to those who can't afford it. This makes sure they don't starve, and makes them obese/low energy such that they don't cause a problem.
Everyone (who cooperates) will get a CBDC "UBI"(ration) card. Monero will be more illegal yet more useful than ever.
That guy is right and people like you wont be allowed to eat meat because of your shitty attitude
He said "youre not entitled to that land" and that set you off. His granda doesnt feel like the grand kids are his problem. Too bad. The poors are a cancer. Your family doesnt have to help you just cause youre poor
Youre jealous cause youre not comfy amd rich. Youre a have not who seethes at the haves. Not everyone is supposed to be rich.
What about when people fricking die moron, you think I'm leaving you stuff and not my kids? Who is it that's entitled again?
>I am a living breathing person. I want you to have the things I earned in life after I pass
>UHMMMM ACTUALLY YOU'RE NOT REALLY ENTITLED TO ANYTHING THEY SAID YOU WERE
That's fricking brutal. The money obviously sucks but to have the land sold like to some jackoff corporate farm gobbler. I don't know that I'd speak to my family after that. To be taken to court over a will you written into...boomers ruin absolutely everything.
I'm sure their new construction homes that will all have water damage in 20 years will have been worth it!
The boomers deserve to rot until beaten to death by the Black folk they love so much over their own flesh and blood.
Boomers dont owe u shit
Only thing Boomers will be owed is their Day of the Pillow from minimum wage, migrant Nursing Home workers haha
And I don’t owe them shit.
They still steal from me for their fricking social security that will still collapse long before I get that old.
Frick the old bastards.
You sound mad and jelly boomers have more wealth than you. Thats all im hearing. Not everyone can be rich
your family are Black folk that didnt give a shit about your grandfather when he was alive i feel bad for you anon. but you should have taken the court stuff more seriously instead of just going in with the hope things would work out over money. money has no feelings. you needed to stick up for yourself more when it counts or greed will always suck the good out of everything
Please for the love of God tell me this is a work of fiction. I genuinely hate boomers so fricking much. They sold their families into debt slavery for pennies to blood sucking vampires that are raping the nation.
Fricking dumb young weak millenial and zoomer energy itt. Not everyone is meant to be rich.
These fricking young people see rich people and want to be rich without knowing the stats.
you need jesus in your life first anon
i clicked my mouse and keyboard a couple times months ago and already have way more money than you.
Add their name to the deed of trust and promise them equity that is proportional to their contribution
Hes poor lmfao. What could he offer his parents lol
Yep OP, same situation here. Grandma even said that she wished it could be left eventually to me. Boomers sold it to split it a measly three ways. It was sold for a very similar figure as the home in your situation. No drama or arguing from me. Fair enough, it's ultimately theirs to decide.
That being said, guess where I will decide where those same Boomers will ultimately be going in a decade or two? Same place they sent Grandma. I'll make sure of it.
>That being said, guess where I will decide where those same Boomers will ultimately be going in a decade or two? Same place they sent Grandma. I'll make sure of
Lol. Youre mad cause you didnt get shit from your grandma? Lmfao.
I'm merely respecting their wishes as much as they respected her's 🙂
confirmed boomer parents are a POS
P p proof of S asquatch? Doing good on eth. Only solution to POS parents is to get a huge bag of POS.
She's looking at sasquatch dick, isn't she?
Do people actually think this how you get people declared mentally unfit?