it would be really sad if it went bankrupt with your money in it...just saying.

it would be really sad if it went bankrupt with your money in it...just saying.

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  1. 2 months ago
    Anonymous

    Oh no, not my 5 bucks. I always just let it use my bank.

  2. 2 months ago
    Anonymous

    Bankruptcy doesn't mean that you vanish into the aether.

    • 2 months ago
      Anonymous

      you're not allowed on the internet, sam

    • 2 months ago
      Anonymous

      >implying users would get any of the money

      • 2 months ago
        Anonymous

        So what. They would just, take it? I have a hard time seeing how that would be legally possible.

        • 2 months ago
          Anonymous

          Are you sleeping under a rock or something? They have been doing this for years while going unpunished.

          • 2 months ago
            Anonymous

            explain yourself

        • 2 months ago
          Anonymous

          Are you moronic? That's what bankruptcy is. It means they declared they can't afford to pay their creditors. What, you think that $5 in your paypal is backed by an actual $5 bill somewhere?

    • 2 months ago
      Anonymous

      Why would it need to go bankrupt?

      They already vanish your money into the aether if you have enough of it with them and they feel like they can get away with ti.

  3. 2 months ago
    Anonymous

    I don't have money in it, I just use it as a middleman so I don't have to use my card directly on every site out there.

    • 2 months ago
      Anonymous

      that's good to hear 🙂

    • 2 months ago
      Anonymous

      I use my card directly because it's much easier to dispute charges and resolve fraud directly through the bank than through paypal.

      • 2 months ago
        Anonymous

        true.. The bullshit you have to go through. The exchange rate on paypal also look totally bloated.

        • 2 months ago
          Anonymous

          I used to be cautious with giving out credit card but I've had enough incidents and realized, it's really not a big deal when it gets stolen/misused.

          Somebody charged it at a convenience store over a thousand miles away from me, the bank sent me a text alert that they blocked the charge as suspicious and to call them ASAP. So I did and got a new card in the mail a couple days later, and the charge reverted instantly.

          Ordered stuff that never arrived, open a dispute on the website and attach picture of the receipt, gets instantly refunded while they investigate/try to contact the seller for their story, then after 30 days get a letter in the mail saying I win and my refund is final.

        • 2 months ago
          Anonymous

          really? my canadian bank's exchange rate is higher than paypal's.
          another case of everything is more expensive here.

      • 2 months ago
        Anonymous

        I guess, though I've never had to do that so I don't really know.

    • 2 months ago
      Anonymous

      There is a Japanese bookstore I use for which I had to get a credit card. The sodding thing charges me 40 euros per year to use it.
      Paypal is like 1 cent per transaction or something.
      Sadly Japan doesn't really use paypal.

      I also need to charge this credit card; it's a weird online service
      >Just get a normal credit card then.
      Can't get that where I live. There are absurd legal requirements. In order to get one from my bank I need to earn 70th percentile income basically, really weird.

      • 2 months ago
        Anonymous

        in what country are credit cards illegal?

        • 2 months ago
          Anonymous

          They aren't illegal here, but they are viewed as a loan. When getting a mortgage a credit card is seen as something negative.

      • 2 months ago
        Anonymous

        >Sadly Japan doesn't really use paypal.
        You can use Paypal on Bookwalker, Kobo, Fanza. With DLpay even for DLsite.
        The problem with Paypal isn't the transaction fee, it's their currency conversion. Here's a transaction I just made, they used 1 EUR = 157,3647 JPY when with the regular rate is around 1 EUR = 165 JPY so you effectively pay 5% to Paypal. 40 EUR a year for a credit card is better when you buy for 800 EUR per year or more.

      • 2 months ago
        Anonymous

        Try online applying for a Bank Norwegian or Barclays card.
        They‘re true credit cards, not the weird top-up kind, and cost 0€.

        Unless you‘re super debt-fricked your application should go through.

      • 2 months ago
        Anonymous

        >Paypal is like 1 cent per transaction or something.
        stores charge for paypal as well so you likely end up paying more for paypal.

    • 2 months ago
      Anonymous

      This. Not sure why would anyone even keep in money in paypal account (is that even possible?)

      • 2 months ago
        Anonymous

        I had a credit come to my paypal account that for some reason was not refundable to the account PP is attached to. That credit sat there on the PP account until I applied it to some other purchase. Only once.

        • 2 months ago
          Anonymous

          That how they get you. I've had refunds go straight to paypal. Sits there until I use paypal for a purchase.

  4. 2 months ago
    Anonymous

    >keeping money on gaypal

    • 2 months ago
      Anonymous

      this wtf. Why would anyone do it unless it's that ebay paypal tax scam

  5. 2 months ago
    Anonymous

    lost all my money on a boat accident

    • 2 months ago
      Anonymous

      Damn that really sucks :/. How you holding up?

    • 2 months ago
      Anonymous

      Wtf, I love Monero-chan now.

  6. 2 months ago
    Anonymous

    wasted potential

  7. 2 months ago
    Anonymous

    Deleted it years ago after they scammed me for 80 bucks. I hope they go bankrupt and all rot in hell with my 80 bucks.

    • 2 months ago
      Anonymous

      >scammed me for 80 bucks
      how

      • 2 months ago
        Anonymous

        I don't know I wasn't even using it anymore for 2 years at that point and then suddenly got a letter that I still owe them 80 bucks service fee or some shit. I deleted my account with 0 balance and then their lawyers threaten me for months to sue me. Not much I can do as a small person against a billion dollar company. And no it wasn't a scam the letters were legit I did my research and apparently they do that with a lot of people.

    • 2 months ago
      Anonymous

      same, got scammed out of 1k during the covid period, they deleted my account and perma-banned me out of the blue and I couldn't even get in touch with any agent, I will never use that israeli platform ever again.

  8. 2 months ago
    Anonymous

    i hope you commissioned top qualtiy commissions.

  9. 2 months ago
    Anonymous

    I only use it as a proxy for my credit card because Discover gives me 5% cash back with them for like 3 months out of the year.

  10. 2 months ago
    Anonymous

    next you'll be saying people still keep money on exchanges too

  11. 2 months ago
    Anonymous

    It would've cost money to transfer it to my bank account anyway.

  12. 2 months ago
    Anonymous

    German gay here. I've sold stuff on ebay and someday there was this untermenschenneger who claimed the package was empty he received and opened up a case on paypal, just minutes after this happened and i couldn't even answer that fast, they ruled in his favor and ever since they demand money from me. Since this happened i get letters from debt collectors demanding money, last time i sent them a DHL package with 2 bricks a dildo a pack of butter (everyone needs lube) and a hello kitty postcard with a tutorial on how to buttfrick themselves with the dildo, a picture of a tentcale alien fricking a cat and saying that if they'd be sure i would owe them even a fricking cent they'd just sue me, i wouldn't answer to any of their letters and don't consider it serious and if they really demand an answer i would bill it and if they don't pay it i would send debt collectors after them. So far i wrote them 15 letters, billed them all, got no money, and sold the "case" to another debt collector who just now took it to the court for me 🙂 frick them, i hope they die of aids, cancer and get jailed for cp and burn in hell

    • 2 months ago
      Anonymous

      Your opinion on GEZ or whatever they call it now?

    • 2 months ago
      Anonymous

      The package was empty on arrival you litte b***h. You're the one who suggested I take it to eBay. I followed YOUR suggestion as you had completed +10k transactions to my 80. It's your own fricking fault for ignoring shipping insurance and not knowing eBays rules for disputes. I tried to work with you on this shitty deal but you were too autistic to think outside your kleine kopf to reach a mutually agreeable solution.
      Fricking child.

      • 2 months ago
        Anonymous

        Enjoy prison.

        • 2 months ago
          Anonymous

          and the terrorists are still winning, no thanks.

        • 2 months ago
          Anonymous

          Still stupid, nothing learned.

    • 2 months ago
      Anonymous

      moron

  13. 2 months ago
    Anonymous

    peepee

  14. 2 months ago
    Anonymous

    what better alternatives are there IQfyentooman? skrill?

    • 2 months ago
      Anonymous

      binance

  15. 2 months ago
    Anonymous

    >all my pay in 4s vanish

  16. 2 months ago
    Anonymous

    the government insures all deposits up to 100k anyways so this is just fear mongering

  17. 2 months ago
    Anonymous

    With da jooz
    you loose

  18. 2 months ago
    Anonymous

    I transfer money from it as soon as it comes in. Letting cash just sit in a paypal account is bad practice.

    • 2 months ago
      Anonymous

      I only have small amounts sitting in my PayPal. It's for paying for stuff like servers and domains.

  19. 2 months ago
    Anonymous

    It's old and busted. I'd rather use my local payment services than using that shit now.

    • 2 months ago
      Anonymous

      >It's old and busted
      why
      this is the main commission nest.

  20. 2 months ago
    Anonymous

    >fines you $5000 for spreading disinformation about Hunter Biden laptop and believing covid vaccine isn't 100% effective

  21. 2 months ago
    Anonymous

    Do people really put as much of their money on PayPal as possible? Storing it, or some shit? What the frick?

  22. 2 months ago
    Anonymous

    these guys used PayPal as payment channel but moved to payoneer. withrawal from payoneer can take up to two days. but if you transfer payoneer to paypal it's instant withdrawal.

    sometimes I think these guys are working together to screw us.

  23. 2 months ago
    Anonymous

    PayPal subtracts 0.17 for every dollar I convert to my local currency. frick this shit

  24. 2 months ago
    Anonymous

    I somehow got a negative balance out of them and they closed my account lmao
    gaypal is a joke

  25. 2 months ago
    Anonymous

    Doesn't paypal regularly just freeze account money, if they think you are not up to any good?
    Like they don't have to give any explanation and there is no law against it.

    • 2 months ago
      Anonymous

      they do it if you have any substantial amount in it even if you're not up to no good and make you jump through hoops to "prove" that it's legitimate. if you provide all of the information they ask for they just come up with more for you to provide. somehow they're allowed to legally steal your money.

  26. 2 months ago
    Anonymous

    So what you are saying is now is the time to use my backup funds? My loyalty reward cache? My friendly benefits?

  27. 2 months ago
    Anonymous

    In most developed countries, if an actual bank goes bankrupt, your deposits are guaranteed by the state. But using advanced legal acrobatics PayPal pretends it doesn't actually hold people's money (which would make it a bank that has to comply with banking law). Noooo sir, it's a wallet service for electronic tokens, you see. Kind of like pieces of gold in a MMORPG. Which lets PayPal whatever the frick they want with it and there's nothing you can do about it.

    On the other hand, they do comply with anti money-laundering and terrorism funding laws, so if you get too many "tokens" in your "wallet", they'll be happy to inform the IRS about it (after they force you to prove your identity by freezing your "tokens" first) and those guys sure as frick will treat it like actual money.

    Frick PayPal. The only reason it exists is because US banking system stays in the 19th century and doesn't allow free (or at least very cheap), instantaneous (or at least very fast) money transfers between banks, something that has been the norm in Europe for at least 2 decades now.

    • 2 months ago
      Anonymous

      i thought paypal only existed because of ebay
      bank transfers are great for somethings but they would tell you to frick off if you went in every week to demand a reversal for an online marketplace dispute.

  28. 2 months ago
    Anonymous

    why
    i bought a NAI service to make taylor swift pics and didn't happened something bad

  29. 2 months ago
    Anonymous

    It would be really sad if I was THAT moronic

  30. 2 months ago
    Anonymous

    what?
    commission threads are still a thing
    even patreon is still strong

  31. 2 months ago
    Anonymous

    unironically why is everyone trying to make a bank run happen suddenly
    is this a russian trole? lel

  32. 2 months ago
    Anonymous

    do poorgays not know what FDIC Deposit Insurance is? why would you keep money that's not invested in anything that isn't insured by the FDIC?

  33. 2 months ago
    Anonymous

    who uses paypal in the current year be honest, most sites offer alternate payments now

    • 2 months ago
      Anonymous

      I do, don't trust other shit that sites use, I'll only use it if I have to though.
      But most of the time I'll just buy from amazon if I want something.

    • 2 months ago
      Anonymous

      triillions of commission clients and counting

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